Loan Options
SP Tata works with leading banks and NBFCs to help you find suitable financing for your new Tata vehicle. Typical loan features include:
- Down payment options starting from 10%
- Flexible tenure from 12 to 96 months
- Special EV finance schemes with select lenders
- Doorstep documentation assistance at your SP Tata showroom
Interest rates and eligibility criteria vary by lender and are subject to change. Please contact your nearest SP Tata showroom for current financing partners and rates.
Bring the same questions to each lender
When comparing car loan options, use the same vehicle amount and proposed down payment in each discussion. Ask for the repayment schedule and the charges associated with the offer, rather than collecting only a monthly figure. Written details make it easier to see what differs between proposals.
Eligibility and final terms are determined by the lender. The showroom can help coordinate your enquiry, but a discussion is not approval. Keep the lender's documents together with the vehicle quotation so that you can review the purchase and finance arrangements as two clearly identified parts of the decision.